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Can I insure a car not in my name?

Navigating the Roads of Coverage: Insuring Cars Not in Your Name A common question arises: Can I insure a car not in my name? The straightforward answer is generally no, as insurers perceive insuring a vehicle you don’t own as a higher risk. However, the reality...
Life Insurance, What Good Does It Do?

Life Insurance, What Good Does It Do?

When I was a Service Technician, I traveled from Luzon, Visayas, and Mindanao twice a year. I am away from home for one to three weeks, depending on the area I am going to. I have to travel via bus, plane and fast craft. Long traveling via bus enjoys me much but...

What is the cheapest auto insurance?

Navigating the Roads of Savings: What is the Cheapest Auto Insurance for Your Car or E-Car? When it comes to auto insurance, cost is often a significant factor for vehicle owners, especially those with electric cars (e-cars) from brands like Tesla, Toyota, Porsche,...

How often should I shop for new auto insurance?

The Road to Affordable Auto Insurance: How Often Should You Shop for a New Policy? When it comes to managing your finances, one expense that often weighs heavily on your budget is auto insurance. Whether you drive a traditional gas-powered vehicle or an eco-friendly...

Advantages of Life Insurance

Life insurance guarantees to pay some amount of money to the beneficiaries as premiums paid by the insured. This life insurance gives protections to those families who will be left behind by the insured in case of passing away. But aside from the so-called death...

What should I do if I can’t afford my auto insurance?

Affordable Auto Insurance Solutions: How to Navigate the Costs of Owning a Car Owning a car is a necessity for many people, providing convenience and freedom in our daily lives. However, one common challenge that car owners face is the cost of auto insurance. In this...

What is insurance, and why do I need it?

Understanding Insurance: A Definition Insurance is a financial arrangement that provides protection against potential future losses or risks. It serves as a safeguard for individuals and businesses alike, allowing them to manage uncertainties associated with...

A Comprehensive Overview of Premium Classifications

Variable Universal Life (VUL) insurance is a sophisticated financial instrument that blends life insurance coverage with investment opportunities. This hybrid product allows policyholders to invest part of their premiums in various accounts that can include stocks,...

A Closer Look at Group Life Insurance: Understanding Its Value

As individuals navigate the complexities of financial planning, one avenue that garners attention for its dual benefits of protection and investment is Variable Universal Life (VUL) insurance. However, it’s essential to recognize that insurance terms, coverage...